Thinking About Selling Your Home in 2027? What to Do Now
If you’re thinking about selling your home in 2027, it may feel too early to start planning.
It’s not.
That doesn’t mean you should start packing boxes, repainting rooms, or interviewing movers. It means this is a good time to start understanding your options, especially because none of us knows exactly what the housing market will look like next spring.
After more than 23 years in real estate, I’ve worked through many different markets. One thing I’ve learned is that homeowners are usually in a better position when they start asking questions before they must make decisions.
If a move may be in your future, here are the things I’d be thinking about now.
Don’t Assume Spring Will Automatically Be the Best Time to Sell
Historically, spring has been considered one of the strongest selling seasons. More buyers tend to enter the market, and more homeowners put their homes up for sale. That gives buyers more homes to choose from, which can make the market more competitive for sellers..
But recent housing markets haven’t always followed the traditional patterns homeowners may remember.
Here in the Sacramento area, we’ve seen periods when inventory remained relatively limited, which would normally favor sellers, while buyers simultaneously became more cautious about price and affordability.
That’s an important distinction.
Having fewer homes for sale doesn’t automatically mean buyers will compete aggressively for every home that’s listed.
Today’s buyers are dealing with higher mortgage rates, monthly-payment concerns, insurance costs, and broader economic uncertainty.
We don’t know what those conditions will look like in early 2027.
That’s why I wouldn’t build a selling plan around the assumption that simply waiting for spring will produce a better result.
Start With Why You Might Sell
Before worrying about the market, think about what’s prompting the move.
Has your home become too large or too small? Are you considering retirement or a lifestyle change? Do you want to move closer to family? Is maintaining the property becoming more work than you want?
Or are you simply wondering whether this might finally be the right time to make a change?
There doesn’t need to be an urgent reason. But understanding why you’re considering selling helps determine how much flexibility you have when you sell.
Someone who would like to move if the numbers make sense has very different options from someone who knows they need to be in another home by a particular date.
Understand What Your Home May Be Worth—But Don’t Stop There
Knowing your home’s approximate market value is useful, but it’s only one part of the equation.
If you’re planning to use the proceeds from your current home for your next move, you also need to understand what you may walk away with after the mortgage and selling expenses are paid from your sales proceeds.
Then there’s the other side of the equation: What will your next housing choice cost?
For some homeowners, selling makes financial sense even if they don’t get the absolute highest price imaginable because the move solves a bigger problem. For others, the numbers may suggest that waiting is the better choice.
If your plans involve selling your current home and purchasing another, coordinating the two requires some additional planning. My guide, Selling and Buying at the Same Time: Which Comes First? explains the questions to consider before either transaction begins.
You don’t have to know the answer today. The goal is to understand the pieces well enough that you’re prepared to make the decision when the time comes.
Don’t Start Fixing Things Until You Know What Matters
This is one of the biggest advantages of planning early.
You have time.
That doesn’t mean you should spend the next several months remodeling your house.
I’ve seen homeowners spend money on improvements they thought buyers would expect, only to discover that the work wasn’t necessary or wasn’t where their money would have been best spent.
If you’re considering selling in 2027, now is a good time to identify potential repairs, deferred maintenance, and cosmetic improvements. Then you can decide which items actually make sense to address and which ones don’t.
Planning ahead allows you to spread necessary work over time instead of trying to accomplish everything a few weeks before the house goes on the market.
Remember That You Need a Buyer, Too
Sellers understandably spend a lot of time thinking about what their home is worth.
But there is another person in this equation: the buyer who has to choose your home.
That buyer may be comparing your home with several others. They may be calculating the monthly payment rather than focusing primarily on the purchase price. They may have less flexibility because of interest rates, or they may simply be hesitant because they’re uncertain about the economy.
You can’t control those things.
What you can control is how your home is positioned when it enters the market—its condition, presentation, pricing, and how well it compares with the alternatives available to buyers at that particular time.
That’s one reason I believe the selling strategy should be based on the market you’re entering, not the market we hope we’ll have several months from now.
Watch Your Local Market, Not Just the Headlines
National housing news can be useful, but it can’t tell you exactly what’s happening with homes like yours.
Even within the Sacramento region, Rancho Cordova, Folsom, and Gold River can behave differently. Price range, home style, condition, and competing inventory can also affect what a seller experiences.
Over the next several months, I’d pay attention to questions such as: Are homes like yours selling? How long are they taking? Are buyers paying close to asking price? How much competition would you have if you listed?
Those answers will become more important as your potential selling date gets closer.
Planning Now Doesn’t Mean Committing to Sell
This may be the most important point.
Talking with a REALTOR® this fall about a possible 2027 sale doesn’t mean you’re putting your house on the market.
It means you’re gathering information.
If you’re thinking about selling sometime next year, I’d rather help you understand your options now than meet you for the first time when you already feel pressured to make decisions.
We can look at where your home fits in today’s market, what might be worth doing over the next several months, what probably isn’t worth doing, and what we’ll need to watch as 2027 approaches.
Then, when you’re ready to decide whether to sell, you’ll be making that decision with more information—and fewer surprises.
Thinking About Selling in 2027?
If you’re considering selling your Rancho Cordova, Folsom, or Gold River home in 2027, a Home Value Review can be a good first step.
We can look at your home’s current position in the market and talk about what you may want to do now, without assuming you’re ready to sell today.
Sheryl A Smith, REALTOR®
CA DRE #01381095
916-472-0103
Thinking About Selling Your Home?
Selling a home is local. Learn more about selling in:
Rancho Cordova | Folsom | Gold River
Sources
California Association of REALTORS® (August 2026 housing market report); Sacramento Association of REALTORS® (July 2026 Sacramento County housing statistics).
