Many people say they want to buy a home, but wanting isn’t enough. To make it happen, you have to be ready, willing, and able—all three. When one is missing, the process often stalls.
Ready means your timing and motivation line up. Maybe your lease is ending, you’re tired of rising rents, or you’ve outgrown your space. Being ready also means you’ve researched neighborhoods, know what you can afford, and are emotionally prepared for the responsibilities of homeownership.
Willing means you’re committed to the process—not just browsing online or visiting open houses for fun. Willing buyers respond quickly to opportunities, trust their Realtor’s guidance, and are realistic about trade-offs. In a competitive market, willingness often determines who gets the keys and who keeps looking.
Able refers to your financial position. This includes having savings for your down payment and closing costs, a stable income, manageable debt, and a mortgage pre-approval in hand. “Able” buyers know their budget and are prepared to act when the right home appears.
When all three come together, buying becomes not just possible but achievable. A buyer who’s ready, willing, and able has clarity, confidence, and a plan—and that’s exactly what sellers and lenders want to see.
If you’re missing one piece, that’s okay. My job as your Realtor is to help you get there—whether that means connecting you with a great lender, mapping out next steps, or simply helping you decide if now is the right time.
The question isn’t just, “Do you want to buy a home?” It’s, “Are you ready, willing, and able?”
