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Financial Insights

2023 Real Estate Market Outlook (And What It Means for You)

Last year, one factor drove the real estate market more than any other: rising mortgage rates.  In March 2022, the Federal Reserve began a series of interest rate hikes in an effort to pump the brakes on inflation.1 And while some market sectors have been slow to respond, the housing market has reacted accordingly. Both …

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Home for the Holidays: How To Stretch Your Budget in a Season of Inflation

You don’t have to break the bank to celebrate the holidays in style—even in this season of inflation. Prices may be higher on everything from food to gifts to decorations, but there are still plenty of opportunities to eke out extra savings.  For example, according to the U.S. Environmental Protection Agency (EPA), you can save …

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8 Strategies to Secure a Lower Mortgage Rate

Mortgage rates have been on a roller coaster ride this year, rising and falling amid inflationary pressures and economic uncertainty. And even the experts are divided when it comes to predicting where rates are headed next.1 This climate has been unsettling for some homebuyers and sellers. However, with proper planning, you can work toward qualifying …

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Hedge Against Inflation With These 3 Real Estate Investment Types

The annual inflation rate in the United States is currently around 7.5%—the highest it has been since 1982.1 It doesn’t matter if you’re a cashier, lawyer, plumber, or retiree; if you spend U.S. dollars, inflation impacts you. Whether you live in Rancho Cordova, Gold River, Mather or Sacramento you are paying more for everything.  Economists …

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When do you…update your trust, consult a Realtor or hire a CPA?

The information is all great but if your time is limited, click the times below to jump to a specific question. 0:21 CPA Q1 – Is home office deduction affected during Covid? 2:03 CPA Q2 – Do CPA’s have specializations like attorneys?” 5:02 T & E Attorney Q1 – What happens to minor children without …

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Leaving California?

Leaving California has consequences. Planning a move out of state requires more than packing furniture. Find out the key financial actions to take before you make that move to help retain your wealth. Thank you Soojin Kim, Esq. Estate Planning Attorney and Terra Van Zant, CPA for the valuable insights that you provide!